Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Monday, November 27 2023 at 12:50 PM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.375% (APR=6.411%) | 7.25% (APR=7.46%) |
| Points / Credits | $750 | $7,084 |
| Payment | $1,248 | $1,364 |
| Saving over 30 years | $48,094 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Monday, November 27 2023 at 12:50 PM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.375% (APR=6.411%) | 7.375% (APR=7.47%) |
| Points / Credits | $1,125 | $2,853 |
| Payment | $1,872 | $2,072 |
| Saving over 30 years | $73,739 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Monday, November 27 2023 at 12:50 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.375% (APR=6.411%) | 7% (APR=7.224%) |
| Points / Credits | $563 | $1,125 |
| Payment | $936 | $998 |
| Saving over 30 years | $22,882 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Monday, November 27 2023 at 12:50 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.625% (APR=6.625%) | 7.625% (APR=7.886%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,281 | $1,416 |
| Saving over 30 years | $50,326 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Monday, November 27 2023 at 12:50 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.625% (APR=6.625%) | 6.95% (APR=7.295%) |
| Points / Credits | $0 | $4,106 |
| Payment | $2,241 | $2,317 |
| Saving over 30 years | $31,466 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Monday, November 27 2023 at 12:50 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.625% (APR=6.625%) | 6.75% (APR=6.955%) |
| Points / Credits | $0 | $3,200 |
| Payment | $1,025 | $1,038 |
| Saving over 30 years | $7,880 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)